Terms and Conditions

1. Acceptance of Terms

By accessing or using www.addoncapital.in, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. These terms constitute a legally binding agreement between you and Addon Capital Services Private Limited (known as “Addon Capital”). If you do not agree, please do not use our website.

2. Use of the Website

• You must be at least 18 years old and a resident of India to use this website.
• You agree to use the website for lawful purposes only and in compliance with all applicable financial regulations.
• You are responsible for maintaining the confidentiality of your account information and password.
• Verification: You agree to provide true, accurate, and current information during any application process.

3. Services

Addon Capital provides information, consultancy, and comparison services related to loans and financial products. We function as a facilitator and financial consultant; we do not offer loans directly but connect users with third-party lenders, banks, or NBFCs.

4. User Conduct

• You agree not to use the website in any way that could harm, disable, overburden, or impair the site.
• You must not attempt to gain unauthorized access to any part of the website, its servers, or its systems.
• The use of automated systems or software to extract data from www.addoncapital.in (scraping) is strictly prohibited.

5. Intellectual Property

All content on www.addoncapital.in, including text, graphics, logos, button icons, and images, is the property of Addon Capital Services Private Limited or its licensors and is protected by Indian and international copyright and intellectual property laws.

6. Disclaimer of Warranties

The information provided on www.addoncapital.in is for general informational purposes only. We do not guarantee the accuracy, completeness, or reliability of any information on the site. All financial products are subject to the terms and conditions of the respective lending institutions.

7. No Professional Advice

The content on this website does not constitute financial, investment, or legal advice. Users are encouraged to consult with a qualified financial advisor before making any credit or investment decisions. Addon Capital is not responsible for any financial loss incurred based on the information provided here.

8. Limitation of Liability

Addon Capital Services Private Limited will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of the website or the rejection of any loan application by third-party lenders.

9. Third-Party Links

Our website may contain links to third-party websites (such as banking portals). These links are provided for your convenience. We do not endorse and are not responsible for the content, privacy policies, or practices of these external sites.

10. Privacy Policy

Your use of www.addoncapital.in is also governed by our Privacy Policy, which is incorporated into these terms by reference.

11. KYC and Documentation

By applying for a service, you authorize Addon Capital to collect and share your KYC (Know Your Customer) documents with regulated financial institutions for the purpose of credit assessment and loan processing.

12. Changes to Terms

We reserve the right to modify these terms and conditions at any time. Any changes will be posted on this page with an updated "Last Updated" date. Your continued use of the website signifies your acceptance of the revised terms.

13. Governing Law and Jurisdiction

These terms and conditions are governed by and construed in accordance with the laws of India. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts in Delhi.